Built for freelancers, contractors, and small business owners. Send unlimited invoices, track every dollar in and out, and accept card and bank payments. You pay a processing fee only when a customer pays you.
No monthly fee on Starter · Set up in under five minutes
Northside Events Ltd
| Deposit | $2,500.00 | Paid |
| On delivery | $2,500.00 | Due Oct 14 |
| Final balance | $1,000.00 | Scheduled |
Take a deposit up front and the balance on delivery. Set the whole schedule when you write the invoice — your customer sees every part and pays each one as it comes due.
Split 50/50, take a third up front, or set exact dollar figures. The parts always add up to the invoice total, down to the cent.
Give every payment a due date, or release it yourself when the work is done. Reminders go out automatically.
Your customer opens a single link and pays whichever part is due. No re-sending, no chasing, no confusion.
Real double-entry accounting under the hood, with an interface that doesn't require an accounting degree.
Customers, products, sales tax, estimates that convert to invoices, and recurring billing on a schedule you set.
Track every transaction, categorize spending, attach receipts, and see where the money went.
Profit and loss, balance sheet, cash flow, aged receivables, sales tax — generated from a proper general ledger.
Accept Visa, Mastercard, Amex, Apple Pay, and bank transfers. Money lands in your account in about two business days.
Add your logo, pick your colours, choose a template, and write your own terms and footer.
Track what you owe alongside what you're owed, so your books balance without a second tool.
Whatever you run, Munshy fits the way you invoice and get paid.
Bill by the project or the hour, and take a deposit before you start.
Deposit for materials, progress payment, final balance on completion.
Half on signature, half on delivery — the standard for project work.
Retainer at booking, balance on delivery, months apart on one invoice.
Unlimited products, sales tax handled per line, reports that hold up at tax time.
Add collaborators on Pro and bring on payroll when you start hiring.
The software is free. Processing costs 2.9% + 60¢ on cards and 1% on bank payments — the same whether you send one invoice a year or a hundred a month.